Basic Bank Requirements

FOR

LOCALLY EMPLOYED

  • Original copy of Certificate of Employment & Salary
  • Income Tax Return (ITR) **Photocopy
  • Bank Statement (6 Months) **Photocopy
  • Marriage Contract (if married) **Photocopy
  • Payslip (last 6 Months) **Photocopy
  • Tax Identification Number / Cedula 
  • Two (2) pcs Valid IDs

FOR

SELF-EMPLOYED

  • Income Tax Return (ITR) **Photocopy
  • Articles of Inc / SEC Registration / DTI Registration
  • Financial Statement (2 years) 
  • Bank Statement (6 Months) **Photocopy
  • Marriage Contract (if married) **Photocopy
  • Tax Identification Number / Cedula 
  • Two (2) pcs Valid IDs

FOR

OVERSEAS FILIPINO

WORKERS

  • Original copy of Certificate of Employment & Salary - authenticated by Phil Consulate or POEA (seamen) 
  • Bank Statement (6 Months) **Photocopy
  • Payslip (last 6 Months) **Photocopy
  • Photocopy of Proof or Remitance 
  • Special Power of Attorney (must be bank format) - authenticated by Phil Consulate or POEA (seamen)
  • Marriage Contract (if married) **Photocopy
  • Xerox copy of Passport with entries & exits
  • Two (2) pcs Valid IDs

How to Qualify for a PAGIBIG Loan

  • At least twenty-four (24) monthly membership savings (a lump sum payment of the required monthly membership savings is allowed);


  • Age of not more than sixty-five (65) years at the date of application and not more than seventy (70) years at maturity of the loan;


  • Legal capacity to encumber real property;


  • Ability to pass satisfactory background / credit and employment / business checks of Pag-IBIG Fund;


  • No outstanding Pag-IBIG Short-Term Loan (STL) in arrears at the time of the loan application;


  • No Pag-IBIG Housing Loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago.


  • If with an existing Pag-IBIG Housing Loan as a principal buyer/ borrower or co-buyer / co-borrower, the account must be updated.

Get in touch

•  09056761833 •  0962 810 8319 (Viber / WhatsApp)